Texas VA Loans:

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

Here's how it works:

• 100% financing without private mortgage insurance or 20% second mortgage.

• A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.

• When purchasing a home veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.

• When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.

Apply for a VA Loan with a VA Qualified Lender.

To get started, choose the Texas VA Home Loan scenario below that best suits your needs: 

 

 

If you have a Texas Mortgage or Texas refinance question that you cannot find an answer for on our website, don’t hesitate to use our FREE Ask an Expert feature.

Call 512-852-8883 to schedule a strategy session with a Texas Mortgage Expert

Call American Capital Home Loans today at 512-852-8883 to discuss your Texas Loan options.

 

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