Texas Conventional Loans

30 Year Fixed Texas Mortgage Rates are at historic lows, meaning Austin Mortgage options are better than ever!

Texas FHA Mortgage as of 2/1/2010 requires 3.5% down - rates are incredible, even for those with credit under 620

Record low Texas Real Estate prices coupled with Record Low Texas Mortgage Rates equals your perfect storm to qualify for your very own Texas Home Loan

Sample Texas Mortgage Rates For a $200,000 Texas Mortgage Loan
Texas Loan Program
Interest Rate
Texas FHA 30 year fixed
4.75%
Texas USDA/Rural Housing 30 year fixed
5.0%
Conventional 30 year fixed
4.875%
Conventional 15 year fixed
4.25%

*All figures based on $200,000 loan amount and include assumptions involving credit, percentage of equity used and other qualifying factors.  Rate changes daily and are always subject to qualification of the borrower.

Or, to get started, choose the Texas home loan scenario below that best suits your needs: 

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If you have a Texas Mortgage or Texas Refinance question that you cannot find an answer for on our website, don’t hesitate to use our FREE Ask an Expert feature.

Call 512-852-8883 to schedule a strategy session with a Texas Mortgage Rates Expert


Apply Now

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