Austin Mortgage
Austin Mortgage
American Capital Home Loans - Austin
If you live in Texas, the housing market is favoring buyers and most can save considerable sums of money right now, particularly with the right loan choice. If you are a first time homebuyer in Texas in need of the right loan choice for your family’s first home, Austin Mortgage’s Austin, Texas Home Loan expert Brad Cullipher, provides the best Austin mortgage rates and lowest fees for your Austin, Texas mortgage needs & making your home purchasing decision a bit easier.
For a first time homebuyer in Texas, the Federal Housing Administration or Texas FHA loan program targets first time homebuyers who might not have the credit or the savings to qualify for conventional Texas Home Loan, which often require near perfect credit scores and 20% of the home's purchase price as a down payment. The Texas Home Loan FHA lender will have the limits that apply to you- borrowers in Austin can receive up to $288,750- particularly when buying a multi-family dwelling. The Texas FHA Loan amount varies based on not only location, but also on number of units in the dwelling.
The additional advantages to qualifying for a Texas FHA loan include a broad spectrum of acceptance for nearly every lifestyle and still include competitive rates, relaxed credit requirements, borrowers are able to roll closing costs and the down payment are typically 3% of the purchase price.
American Capital Home Loans FHA Refinancing is a great option if you have fair to good credit rating, because generally, FHA standards are less strict. While you likely will not qualify for conventional refinancing, American Capital Home Loans - Austin FHA Refinance is a good option regardless of your income.
Check with American Capital Home Loans – Austin loan specialists today about Texas Home Loan & begin the qualification process for this exciting Texas Home Loan program today!
Now is The Best Time for First Time Home Buyers to get into the Texas Real Estate market. Homes are affordable and Texas Mortgage Rates are at all time lows. Austin, San Marcos & Round Rock, Texas consistently rate among the best in the country for job growth, affordable new housing and overall quality of life.
· Texas Home Loan/First Time Home Buyers can benefit from many variations of loans:
· Texas FHA and Texas FHA 203k - 3.5% Down
· Texas NTMCR - a Non Traditional Mortgage Credit Report is used when a borrower lacks credit history. An accredited credit-reporting agency will document a borrower’s payment history using items like rental, utilities, insurance to manufacture a credit report that a lender can use to qualify for a home loan.
· Texas USDA - the only true 100% loan available to all
Whether you want to do a Zero Down Mortgage or put 20%+ down, we are here to assist you with your Texas FHA Loan. Let our Texas Loan Experts guide you to your new home!
Before you start looking for a new home, make sure you are Pre Approved for a Texas Home Loan today using our Texas Purchase Assistant so you know what payments and Texas Interest Rate you qualify for.
To get started, click on the FREE Texas Home Purchase Analysis Tool Below:
If you have a Texas Mortgage or Texas refinance question that you cannot find an answer for on our website, don’t hesitate to use our FREE Ask an Expert feature.
Call 512-852-8883 to schedule a strategy session with a Austin Mortgage Expert
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