Welcome to American Capital Home Loans, a division of InterLinc Mortgage Services, LLC.
Austin Texas Mortgage Banker dedicated to your needs for all Texas mortgage products including home purchase loans, the refinance of your existing mortgage, home equity loans and cash out loans in the state of Texas.

As a Texas Mortgage Banker we locate the best Home Loan for each borrowers needs and find the best rate available for you with the lowest cost in both residential and commercial loans. We have a nationwide source for mortgage loan programs so we always know what the best loan on the market is for each customer. With full control, we have the ability to solve your home or commercial loan requirements in a few days time.

We underwrite and fund most of our loans in house, which means we are not waiting to see what the banks have to say, we put our own stamp of approval on your loan.

We are unmatched in closing costs, efficiency and truthfulness. Whether it be an Austin Mortgage or Texas Mortgage, we ensure that you get the best deal possible. This takes the stress out getting a loan and you'll close in around two weeks or less if needed. We never forget how valuable your time is so let us show you why so many people are trusting us to handle their Texas Home Loans. We are very volume based, so we do tend to have substantially lower rates, and closing costs. Call us and see how fast and easy closing your loan will be! Thank you again for visiting our website and we look forward to hearing from you. Please take a moment to get your free non obligational quote on the right side of this page.

American Capital Home Loans LLC is a Mortgage Banker serving the State of Texas. We have been in business since 2003 and are still going strong today by providing you with the lowest Texas mortgage rates on the following Texas home loans.

*Texas FHA Home Loans for the First Time Home Buyer– the absolute best loan program for Texas First Time Home Buyers in Austin and all of Texas; 3-3.5% down payment options are truly available
*Texas FHA 203k Purchase– the ultimate renovation loan. Find the diamond in the rough & transform it to your specifications. Let the Texas 203k Expert help create your own dream home.

*Texas FHA 203k Refinance – rehabilitate your home. Upgrade your flooring and energy efficient appliances, install solar panels, replace your old roof – ask the Texas FHA 203k expert.

*Texas USDA Loan – the only true 100% financing option available to the general public. There is no Mortgage Insurance, you can finance your closing costs, seller credits are unlimited, however, there is an income requirement – Inquire now to find out!

*Texas VA Loan – 100% financing program and then some for our Military and National Guard borrowers.

* Texas Refinance - Texas Refinance Rates
* Texas Jumbo Loans
* Texas Primary Residence, 2nd Home, Investment Property

If you are a Austin or Texas First Time Homebuyer, there are certain programs that American Capital Home Loans wants you to know about.

100% Financing Still Exists!

American Capital offers a Texas Home Loan called Texas USDA Loan which allows you to buy your new home with a Zero Down Mortgage and low 30 year fixed interest rates

Click Here to learn more about the Rural Development USDA Loan!

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